I developed some FP4 in prescysol last night (it is my usual 35mm developer as it forgives all sorts of cock ups).
I used a combiplan. I have lots of fine straight lines across the emulsion - in the same direction as the surface of the dev / stop etc as you fill. Have i induced reticulation by dropping from 24C dev to ambient (ie. cold) stop?
I've never had it with 35mm (same dev. and temp) or in 5x4 in d76 at 20C. I don't think I can get away with warming the stop, fix and wash in the kitchen microwave!

Can you water stop at an intermediate temp?
Ian