Who do you use to insure your camera equipment?

A place to talk about photography, the meaning of life and anything that doesn't quite fit elsewhere
Post Reply
David Evans
Forum Hero
Posts: 261
Joined: Fri Apr 06, 2007 7:54 pm Etc/GMT-1+01:00
Location: Settle, North Yorkshire

Who do you use to insure your camera equipment?

Post by David Evans » Wed Feb 03, 2010 8:54 am Etc/GMT-1+01:00

Reading another thread prompts me to ask who do people recommend for camera equipment insurance?
I'm not a professional photographer, and currently have my camera equipment insured via the all risks section of my home contents insurance.
However the policy only requires me to itemise individual items costing above £2,000, so nothing is itemised, as I look at a lens and camera as separate. Am I analysing this correctly?
Is a specialist insurance policy the better option, and how much do they cost?
David
Top
craigmagee
Posts: 76
Joined: Fri Nov 27, 2009 4:05 pm Etc/GMT-1+01:00

Re: Who do you use to insure your camera equipment?

Post by craigmagee » Wed Feb 03, 2010 9:57 am Etc/GMT-1+01:00

Well i'm with E&L, been with them for a few years now and have their professional cover, but the amateur cover looks decent. You have to describe and supply serials for anything over a certain amount but you don't have extra added to you premiums for those costly items!

I've currently got a claim going through for my dropped laptop so we'll see how we get on :) :?: :!:
-----------------------------------------------------------------------------------------------
Craig Magee - http://www.craigmagee.co.uk - http://blog.craigmagee.co.uk
Top
User avatar
Thingy
Forum Hero
Posts: 578
Joined: Wed Aug 20, 2008 11:13 pm Etc/GMT-1+01:00
Location: Orpington, Kent

Re: Who do you use to insure your camera equipment?

Post by Thingy » Wed Feb 03, 2010 2:58 pm Etc/GMT-1+01:00

Mine is covered by my home insurance. I have to specify all individual items with a value over £5K. None of my photographic equipment exceeds £5K.... my hifi turntable on the other hand... :mrgreen: :roll:
Love is an Ebony mounted with a Cooke PS945.......
Top
PAUL O
Founder
Posts: 497
Joined: Sun Apr 23, 2006 10:10 pm Etc/GMT-1+01:00
Location: South Wales
Contact:
Contact PAUL O

Re: Who do you use to insure your camera equipment?

Post by PAUL O » Wed Feb 03, 2010 6:56 pm Etc/GMT-1+01:00

Its worth checking with household insurance policies - many consider a camera AND lens as a single item ... even though we know differently! I found this out when I claimed for a Silvestri camera about 10 years ago! If this is the case I would personally rather find out sooner than later. The replacement cost of an Ebony (45SU) with a lens could tip the 5K mark?
Top
hmvmanuk
Posts: 68
Joined: Thu Oct 29, 2009 3:03 pm Etc/GMT-1+01:00
Location: York

Re: Who do you use to insure your camera equipment?

Post by hmvmanuk » Thu Feb 04, 2010 12:35 am Etc/GMT-1+01:00

I got a good quote from Glover & Howe in Colchester: 01206 814500 http://www.gloverhowe.com and I think they do a range of policies.

Gavin
Top
Lynne Evans
Forum Hero
Posts: 110
Joined: Tue Jun 27, 2006 7:05 pm Etc/GMT-1+01:00
Location: Sedbergh, Cumbria
Contact:
Contact Lynne Evans

Re: Who do you use to insure your camera equipment?

Post by Lynne Evans » Thu Feb 04, 2010 5:46 pm Etc/GMT-1+01:00

I use Glover and Howe and have had really good service from them, both for amateur and professional cover. I did go with Photoguard for a time, but found them more expensive and less friendly. G&H paid out as a goodwill gesture when one of my cameras fell to bits through old age as I'd been with them for several years without making a claim, which I call jolly good service!
Top
Post Reply

Return to “General Discussion”