Hi Jool,
Thanks. I often use polariser too because it's very glary here in Australia. However, judicious use is still warranted as some scenes may actually suffer if used inappropriately. I have found that water reflections may be more pleasing than one that had been polarised. IMHO I think your shot would be better off without polariser as you are already using a very saturated film. As I had pointed out the reflection may lift the bottom out of shadow.
The other thing that you would already know is exposure compensation for polariser and it is important to know whether your polariser need a 2 1/2 stops or 2 stops (1/2 a stop may make or break a picture). I am using one which has got 81b (warm up polariser) and this need a 2 1/2 stops.
Lately I have been using 8x10 Fuji Astia 100F and I am surprised that Jo found it to have such wide latitude. I certainly has not tried to push it to that extreme and IMHO I think 7 stops is pushing it

. It is certainly less vivid than velvia but it does produce very pleasing trannies when you exposed it correctly and great for portrait too.
I hope you find all comments useful and please do correct me if I am wrong.
Regards
Chong